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Market and Economic Commentaries

10.2.25 Q3 Recap — 10 Key Takeaways

With the third quarter (Q3) behind us, we decided to conduct a deep dive into the key factors that shaped Q3 performance. Below, we’ve highlighted what we believe to be 10 of the key takeaways. ...

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10.1.25 Eight Things to Know About Government Shutdowns

It appears the federal government is shutting down today, October 1, as Congress has failed to agree on funding legislation for the upcoming federal fiscal year. If the shutdown occurs, it will be the first one since ...

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9.30.25 Can October Seasonals Keep the Melt-Up Going?

Despite a weaker end to the month, the equity market “melt-up” successfully navigated what has historically been a tricky month for equities, as represented by the S&P 500 in September (average returns...

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Our Investment Approach

At Scarbrough Financial Group, LLC we believe that investing isn’t a one-size-fits-all strategy. Every individual’s financial goals, risk tolerance, and timelines are unique, and that’s why we create personalized investment plans that seek to align with your specific needs.

Here’s how we approach your investments:

  • Goal-Driven Strategy: We start by understanding what matters most to you—whether it's growing wealth, preserving capital, or planning for retirement. Your goals guide every investment decision we make.
  • Diversification for Stability: We believe in spreading risk across various asset classes to help manage volatility. A well-diversified portfolio can help you ride out market fluctuations and stay on track toward your goals.
  • Long-Term Focus: While market ups and downs are inevitable, we focus on long-term growth, building a portfolio that’s designed to perform over time, not just in the short term.
  • Ongoing Monitoring & Adjustments: The financial world changes, and so can your needs. We continually monitor your investments, making adjustments as necessary to ensure your plan stays on course and adapts to any changes in your life or market conditions.
  • Transparency & Communication: We believe in keeping things simple and clear. You’ll always know what’s happening with your investments, and we’re here to answer any questions you may have along the way.

Your Financial Success, Our Priority

Our investment approach is designed to give you confidence and the best chance for success. Whether you’re just starting out or are an experienced investor, we’re here to help you navigate the complexities of the market and make informed decisions that align with your long-term vision.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.